ARITS FINANCIAL GROUP

ASSURED RESULTS IN INTEGRATED TAX SOLUTIONS

Terms of Use

Effective date: August 24, 2026

Please read these Terms carefully before using the ARITS Financial Group website. They apply to the public website and do not replace a signed client engagement agreement.

1. Acceptance of Terms

These Terms of Use govern access to aritsfinancial.com and its public content. By using the website, you agree to these Terms and the Privacy Policy. If you do not agree, do not use the website. Client services are governed by a separate written engagement letter or service agreement; if that agreement conflicts with these Terms regarding client services, the engagement agreement controls.

2. Educational Information – Not Professional Advice

Website content is for general educational and informational purposes only. It is not tax, legal, accounting, investment, credit, or financial advice for any specific person. Tax laws and individual circumstances change. Do not act or refrain from acting solely on website content. Consult an appropriately qualified professional about your circumstances.

3. No Professional or Client Relationship

Visiting the website, submitting a form, scheduling a call, subscribing, or communicating with ARITS does not by itself create a professional, fiduciary, accountant-client, tax-preparer-client, or other client relationship. A relationship begins only when ARITS accepts the engagement under a written agreement and any required payment or onboarding conditions are satisfied.

4. No Guarantee of Results

Examples, estimates, testimonials, strategies, refund discussions, and potential savings are illustrative and are not promises. Outcomes depend on facts, documentation, eligibility, elections, timing, agency decisions, changes in law, and client compliance. ARITS does not guarantee a refund, tax savings, financing, credit outcome, business result, or acceptance of a filing or request by any authority.

5. Permitted Use

You may use the website for lawful, personal, or internal business informational purposes. You may not:

• Interfere with site operation, security, or access; attempt unauthorized access; introduce malicious code; scrape or harvest information through automated means without written permission.

• Impersonate another person, submit false or misleading information, or use the website for unlawful, fraudulent, or abusive purposes.

• Copy, reproduce, publish, sell, license, remove branding from, or create derivative works from substantial website content without written permission, except as allowed by law.

6. Intellectual Property

The website, branding, ARITS name and marks, graphics, guides, copy, downloads, and other original content are owned by or licensed to ARITS and are protected by applicable intellectual-property laws. Third-party names and marks belong to their respective owners. No license is granted except the limited right to use the website under these Terms.

7. User Submissions

You are responsible for the accuracy, legality, and appropriateness of information you submit. Do not submit confidential tax records or sensitive identifiers through a general website form. By sending non-confidential feedback or suggestions, you permit ARITS to use them without compensation or obligation. Client documents remain subject to the applicable engagement and privacy obligations.

8. Appointments, Payments, and Cancellations

Availability, consultation fees, deposits, retainers, filing fees, cancellation terms, and rescheduling rules may vary by service. The terms displayed during booking, stated in an invoice, or included in a signed agreement control. Submitting an appointment request does not guarantee acceptance or availability.

9. Third-Party Links and Tools

Third-party links, portals, booking services, payment tools, tax-agency resources, and social platforms are provided for convenience. ARITS does not control and is not responsible for their content, availability, security, or practices. Your use of a third-party service is governed by its terms.

10. Website Availability and Accuracy

We aim to provide useful and accurate information but do not warrant that the website will be uninterrupted, error-free, complete, secure, or current. We may update, suspend, or remove website features or content without notice. Tax deadlines and rules should be confirmed using current official sources and advice appropriate to your situation.

11. Disclaimer of Warranties

To the fullest extent permitted by law, the website is provided “as is” and “as available” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, title, and non-infringement. Some jurisdictions do not allow certain exclusions, so they may not apply to you.

12. Limitation of Liability

To the fullest extent permitted by law, ARITS and its owners, employees, and contractors will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, lost profits, lost data, or losses arising from reliance on public website content or inability to use the website. Nothing in these Terms limits liability that cannot lawfully be limited.

13. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold ARITS harmless from claims, losses, and expenses arising from your unlawful use of the website, violation of these Terms, or infringement of another person’s rights.

14. Governing Law and Venue

These Terms are governed by the laws of the State of Tennessee, without regard to conflict-of-law rules. Unless a separate written agreement provides otherwise, disputes relating solely to the public website will be brought in a court of competent jurisdiction serving Shelby County, Tennessee. Consumer rights that cannot be waived remain unaffected.

15. Changes and Severability

We may revise these Terms by posting an updated version. Continued use after the effective date constitutes acceptance. If any provision is unenforceable, the remaining provisions remain effective. Failure to enforce a provision is not a waiver.

Questions

ARITS Financial Group Inc.

4250 Faronia Rd., Suite 4, Memphis, TN 38125

info@aritsfinancial.com | (901) 345-1669

This policy is provided as a business policy template and should be reviewed periodically and by qualified legal counsel for ARITS’s specific operations and applicable state laws.